Tinkoff Bank, controlled by Oleg Tinkov F169, being on the list of the richest businessmen in Russia, according to Forbes, has started the first in Russia mobile messenger MoneyTalk with the function of instant money transfers between the dialogue participants, as on Monday reported the press service of the bank.

MoneyTalk app is available for download at the App Store and Google Play, and soon will appear a version for Windows Phone, reports the bank. To use the service user will need to register his phone number and add a bank card for easy transfer. To transfer funds from your user account you need to select a contact from the phone book and send a message indicating the amount. Money is sent after entering the 3D Secure confirmation code. If the addressee has not installed MoneyTalk on his device, he will receive an SMS with a link to a web form to receive the transfer.

Transfers between Tinkoff Bank’s debit cards will be free. Commission for transfers to cards of other banks will be 1.5%, but not less than 30 rubles, informs the bank. The first transfer of up to 3000 rubles to any bank card will be without a commission as a bonus. One transfer limit is 75 000 rubles.